Professional Services

Corporate Bank Account Opening

Fast, efficient, and fully compliant company registration services in Hong Kong. Start your business journey with expert guidance.

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Open Your China Corporate Bank Account with Confidence

Navigate China's banking regulations seamlessly. Our expert team has helped 500+ foreign businesses establish corporate accounts across all major Chinese banks.

30+

Years Experience

500+

Accounts Opened

98%

Success Rate

2-4

Weeks Timeline

🏛️ Compare China's Major Banks

Choosing the right bank is crucial for your China operations. Here's how the major options compare:

Bank Type	Big 4 State Banks	Commercial Banks	Foreign Banks
🏦 Examples	ICBC, BOC, CCB, ABC	CMB, CITIC, Ping An	HSBC, Standard Chartered
💰 Min. Deposit	¥0 - ¥50,000	¥0 - ¥100,000	¥500,000+
📊 Monthly Fees	¥10-50/month	¥30-100/month	¥100-500/month
🌍 Int'l Transfers	Standard	Good	Excellent
💻 Online Banking	Chinese UI mainly	Some English support	Full English support
⏱️ Approval Time	2-3 weeks	1-2 weeks	3-4 weeks
⭐ Best For	Large enterprises, govt. dealings	SMEs, flexible needs	MNCs, high-volume FX

📋 Our 5-Step Account Opening Process

📞 Initial Consultation

Free assessment of your business needs, bank recommendations, and timeline planning. We analyze your company structure, transaction volumes, and industry requirements.

⏱️ Day 1

📁 Document Preparation

We prepare, review, and organize all required documentation including business license, company chops, legal representative ID, and board resolutions.

⏱️ Days 2-5

🏦 Bank Appointment

We schedule and accompany you to the bank meeting, providing translation services and ensuring all requirements are met. Our relationships with bank managers expedite the process.

⏱️ Days 6-7

⏳ Bank Review & Approval

The bank conducts due diligence and compliance checks. We liaise with bank officers to address any queries and ensure smooth approval.

⏱️ Days 8-21

✓

🎉 Account Activation

Receive your account details, online banking credentials, corporate cards, and checkbook. We provide training on Chinese banking systems and ongoing support.

⏱️ Days 22-28

📑 Required Documents Checklist

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Company Documents

✓ Business License (营业执照)
✓ Articles of Association
✓ Board Resolution
✓ Capital Verification Report

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Identity Documents

✓ Legal Rep. ID/Passport
✓ Authorization Letter
✓ Shareholder Information
✓ Beneficial Owner Docs

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Official Seals (Chops)

✓ Company Chop (公章)
✓ Financial Chop (财务章)
✓ Legal Rep. Chop (法人章)
✓ Contract Chop (optional)

💰 Service Packages & Pricing

BASIC

¥8,000

One-time fee

✓ Bank selection advice
✓ Document checklist
✓ Application submission
✗ Bank meeting escort

Best for: Simple setups

❓ Frequently Asked Questions

🇨🇳 Can a foreign company open a bank account in China?

Yes, but you need a registered entity in China first. This can be a Wholly Foreign-Owned Enterprise (WFOE), Joint Venture (JV), or Representative Office. Each structure has different banking capabilities - WFOEs have full banking rights while Rep Offices have limited transaction abilities.

⏱️ How long does the account opening process take?

Typically 2-4 weeks from document submission to account activation. State banks (Big 4) usually take 2-3 weeks, commercial banks 1-2 weeks, and foreign banks 3-4 weeks due to additional compliance requirements. We can expedite the process through our bank relationships.

💱 What about foreign currency accounts?

Chinese banks can provide both RMB and foreign currency accounts. However, foreign exchange is strictly regulated by SAFE (State Administration of Foreign Exchange). We help you understand the rules for capital account vs. current account transactions and ensure compliance with forex regulations.

👤 Does the legal representative need to be present?

Most banks require the legal representative to be present at least once for identity verification. However, we can help arrange authorization letters for some banks that accept proxy account opening. Our team accompanies you to all bank meetings to ensure smooth communication.

🏦 Which bank should I choose?

It depends on your business needs. Big 4 banks (ICBC, BOC, CCB, ABC) offer the widest branch network and lowest fees. Commercial banks (CMB, CITIC) provide better service and English support. Foreign banks (HSBC, Standard Chartered) are ideal for international transfers but have higher minimums. We provide personalized recommendations based on your specific situation.

⭐ Why Choose Uni-World?

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30+ Years Experience

Decades of expertise helping foreign businesses navigate China's banking system successfully.

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Bank Relationships

Direct partnerships with all major Chinese banks ensuring preferential treatment and faster processing.

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Multilingual Team

Fluent in English, Mandarin, Cantonese, Japanese, and Korean for seamless communication.

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98% Success Rate

Proven track record with over 500 successful corporate bank account openings across China.

🚀 Ready to Open Your China Bank Account?

Get a free consultation with our banking specialists. We'll assess your needs and provide a customized solution within 24 hours.

📞 Book Free Consultation ✉️ Email Us

📧 [email protected] | 📱 WeChat: UniWorldHK

Companies Formed

Fast Setup

Compliance Rate